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Homeowners Insurance

First-time home buyer? 5th-time home buyer? Rates too high? We can write any homeowners policy. Give us a call and see if we can save you $$.

Want $4 Corn?

Make $3 corn feel like $4 corn by saving money on your insurance premiums. Contact Shane to learn more today!

Farm Insurance

Small or large We can customize any policy to fit your needs.

Auto Insurance

New or new to you, we can get you covered. Ask about bundling your home and auto. We have many companies to choose from.

Commercial Insurance

We can cover any type of business. Talk with one of our representatives today.

Crop Insurance

With the right crop insurance coverage, you can protect your business and keep your farm afloat through all of the difficult times.  Get a quote today!


Our Services

Smith D&L Insurance is an Independence, Iowa based independent insurance agency committed to providing customized solutions to our customers’ insurance needs. We partner with many excellent insurance companies to deliver the best insurance value available for our clients.


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Come Visit Us

601 1st St. W.
Independence, IA 50644


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Hours: Mon.-Fri. 8:00 am - 5:00 pm

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